|Safeco Business is offered through its sister regional companies and specialty operations which give a wide variety of competitive business insurance products and services through independent agents. Business insurance basically pertains to protecting against operational losses by a business. The type of loss covered by a business insurance policy depends on the insurance company. There are several types of business insurance, each limiting coverage stipulations and restrictions. The common types are:|
- General Liability Insurance - this coverage protects the business against liability claims, negligence, manufacturing or personnel error, bodily injury or even property damage. Liability insurance often covers the policy holders' legal fees if the liability or event is covered under the policy
- Key Person Insurance - the business key person is considered so important to the company that the loss the person could cause considerable damage to the company's financial future. Benefits are paid if the key person covered experiences a disability that prevents working or if the key person dies.
- Product Liability - coverage protects against faulty products and damage, injury or death from use of the faulty product
|As business insurance spreads the risk costs among all businesses with coverage policies, a business may experience rate increases when no claim was filed against that business. The replacement costs for the individual business are generally considerably higher, making purchasing business insurance a good decision for many business owners.|
Safeco Business ClaimsSafeco Business Claims services are provided fast, fair and by friendly claims services representatives. To report claims or to file claims, you can do so by calling on 1-800-332-3226. This line is available and is for customers 24-hours seven days a week. There are claims for automobile for auto policy holders, homeowners insurance policy holders and workers compensation. For further details, interested persons can have a look at http://www.safeco.com/insurance-claims/get-started.
Overall, Safeco Insurance Company is a member of the Liberty Mutual Group offering comprehensive products and services meeting the needs, demands of its customers. Its products include auto insurance and owners insurance. It also offers renters, condo, boat/watercraft, classic car, motorcycle, recreational vehicle, umbrella, landlord protection and business insurance.
Safeco Business PolicySafeco Business Policy is provided through the parent company's regional companies. Safeco Insurance Company's eight regional companies provide commercial property and casualty insurance for small to mid-sized businesses exclusively through independent agents or insurance agent. The regional companies are:
As stated on http://www.safeco.com/business/business-insurance, each company operates in a specific region of the country ensuring local expertise in understanding the market and the business's unique needs. The policy also looks into risk control services and premium audit services.
- Golden Eagle Insurance
- Liberty Northwest
- Indiana Insurance
- Colorado Casualty
- Montgomery Insurance
- America First Insurance
- Peerless Insurance
- Ohio Casualty
For more information, you can login on: