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Mercury Homeowners Insurance

Mercury Homeowners Insurance insurance offers a variety of options to the people. Homeowners' policy inclusive of casualty provides coverage for:
  • Additional living expenses
  • Dwelling protection
  • Guest medical protection
  • Personal property
The coverage is also inclusive of extended replacement cost and identity theft protection. It should be noted that coverage may be subject to certain restrictions, limitations and may not be available in all states. Customers should ask their agents for more information or if they have questions about it. To obtain a quote, people can call on (800) 956-3728. They can also call on this number if they have any complaints. Mercury Insurance with its already low rates, gives discounts for fire-resistant construction materials, newer home, gated community and selecting a higher deductible.

Mercury Homeowners Insurance Claims

Mercury Homeowners Insurance Claims looks into if the loss is caused by burglary or theft. For this, policy holders must notify the police immediately. Policy holders must go room by room to take an inventory of the damaged or stolen property. It has been stated on, that if safe to do so, policy holders can take pictures, make temporary repairs and take steps to protect their property from further damage, if the home is unlivable, vacate the premises and move to safe location. The company has advised to keep all receipts for repairs, temporary housing, meals and other miscellaneous expenses; making sure the receipts are itemized. It further states not to dispose of damaged items as Mercury Insurance may need to see them to complete the claim.

Mercury Homeowners Insurance Rating

Mercury Homeowners Insurance Rating has received four and half stars out of five. The insurance reviews can be found online on This review highlights Mercury Insurance grew their company by writing sub-standard policies where many larger insurance companies didn't take on higher risk drivers. This strategy has proven successful. Mercury still markets their policies through independent agencies and brokers. Mercury Insurance Group (MCY) is a publically traded company. Mercury has an office in Florida. Reviews can also be accessed on, you will find reviews such as very good rates and great customer service.

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